“At first, I didn’t want to go to college… I don’t like high school. Now I’ve made up my mind. I’d like to go to a good engineering program.” –Dijaun
Finance Management Resources
Should you get a credit card? How do you avoid becoming over extended? Understanding how to budget and save your own money are skills which will help you throughout life. Plus once you start earning money, you’ll need to know about paying taxes.
Budgeting & Money Management
- Young Money is a website that offers articles, tips and advice on personal finance and money management for college students and young adults. www.youngmoney.com
- PracticalMoneySkills.com is a site designed to help educators, parents and students practice better money management for life. Tools available include calculators & worksheets on budgeting, loans and credit cards. www.practicalmoneyskills.com
- Junior Achievement Student Center educates youth on business, economics and succeeding in a global economy. Check out the financial management simulations, budget calculators, worksheets and peer forums. studentcenter.ja.org
- MyMoney.gov is the U.S. Financial Literacy and Education Commission website dedicated to teaching the basics of financial education. www.mymoney.gov
Credit & Consumer Issues
- Wise Buy for teens is a website by the Maryland Attorney General with info on how to shop smart and identify common marketing tricks, scams and shopping pitfalls.www.oag.state.md.us/WiseBuys/
- MSNMoney offers a credit survey you can take online to find out what is your possible credit score range, how to apply for a free credit report, what are the current interest rates, and other personal finance tools and information. moneycentral.msn.com
- Young Money offers articles, books, and advice on credit card debt – how to avoid debt, how to build credit, understanding your credit report, credit history and credit score.www.youngmoney.com/credit_debt
- Maryland Attorney General Identity Theft Unit has tools available to help victims of identity theft and tips to help all consumers protect themselves from identity thieves.www.oag.state.md.us/idtheft/
- IDTheft.gov is a great resource for government information about identity theft, how to file a identity theft complaint and access to lots of law enforcement publications on identity theft.www.idtheft.gov
Taxes
- Money Matters 4 Kids has links to information and games on lots of interesting stuff from how they make coins to how businesses work. homeschooling.gomilpitas.com
- You are Here is an interactive site that teaches how companies use advertising and marketing, how the prices on goods are decided, and what the role of the Federal Trade Commission is in the marketplace.www.ftc.gov
- Understanding Taxes is a website managed by the IRS that explains why we have taxes as well as helpful tutorials, tax simulations and other activities. www.irs.gov/app/understandingTaxes/
- Bankrate.com offers a short comparison of different tax return forms that helps you choose the correct form to fill out. www.bankrate.com/brm/itax/Edit/basics/filing_return/basic_4a.asp
- Earned Income Credit (PDF) is a flyer with answers to frequently asked questions about Earned Income Credit (EIC). mdchildcare.org/mdcfc/pdfs/flyerff-01f.pdf
- Maryland Income Tax Information website provides more information on the earned income tax credit and how to apply for it. individuals.marylandtaxes.com
- Internal Revenue Service is a website with tons of tax information. They also provide important forms and publications, including federal income tax forms. www.irs.ustreas.gov
