Electronic Payment Issuance Card (EPiC)
General Program Information
The Maryland Child Support Enforcement Administration (CSEA) offers an Electronic Payment Issuance Card (EPiC) as the alternative choice to receiving child and spousal support payments by mail or direct deposit. EPiC is a Visa Debit Card. EPiC makes it easier, faster and safer for families to receive monthly child support payments.
You do not need to have a bank account to receive a card and use EPiC. If you have a checking account, you may apply instead for Direct Deposit.
EPiC provides access to your funds 24 hours a day, 7 days a week. You can use your EPiC to make purchases everywhere Visa debit cards are accepted. You will also have cash access via PIN-based point-of-sale (POS) terminals and ATMs.
Cardholders can check the balance on their cards and review all their account transaction activity 24 hours a day using the Bank of America Website or by calling 1-866-213-4074.
Here’s how the cards work:
- Enrollment in EPiC is automated. Approximately 30 days after you receive your first payment by check you will receive your EPiC.
- Whenever you are due to receive a payment, CSEA will send the funds by Electronic Funds Transfer to your EPiC.
- You can then use EPiC to make purchases or withdrawals until the funds are exhausted.
- You cannot make any additional deposits to the account. Only CSEA can fund the card.
- This is not a credit card and attempting to use your card for purchases that exceed your balance will result in the transaction being declined.
If you currently have a bank account and would prefer to receive your child support payment via direct deposit into your existing bank account, please call 1-800-332-6347 to request a direct deposit form. You may also pick up this form at your local Child Support Office or download and print it from our Website.
There are thousands of merchants and financial institutions that accept Visa debit cards for purchases and cash withdrawals. However, there may be rare situations when a customer is unable to participate in the EPiC or a direct deposit program. In these cases, you may file for an exemption from these two options. Exemptions will be authorized under specific conditions as outlined below:
- Cannot access the funds due to:
- physical or mental disability;
- language barrier;
- literacy barrier; or if
- there is no financial institution within 10 miles of your home or place of employment.
*Fees for withdrawals from a non-Bank of America ATM will apply. You may make one, free cash withdrawal each week at bank and credit union teller windows that display the Visa logo. Additional withdrawals in the same week will incur a $1.50 fee per additional withdrawal. If you are using a check cashing service, please compare. You may be paying higher fees than those associated with the use of EPiC.